East Suffolk Council

Registered housing providers

Registered Housing Providers usually deliver affordable housing, however, it can also be provided by private developers. The more commonly recognised Registered Housing Providers are:

• Flagship Housing Group
• Orwell Housing
• Circle Anglia
• Broadland Housing Trust
• Orbit 
• Cotman Housing Association
• Hastoe Housing Association

Private developers are usually required to provide a proportion of affordable homes within any new housing scheme or, alternatively, make a financial contribution to cover the cost of building them elsewhere (known as an off-site contributions through Section 106 Agreements).

Registered Housing Providers can use monies from shared ownership sales and can borrow funds against their rental income stream. However, that is not always enough by itself so further funding (or subsidy) is usually needed. In most cases that funding comes from a variety of sources:

• The Homes and Communities Agency (HCA) is a government-funded agency that provide subsidy for Affordable Housing via a competitive bidding process subject to design and quality standards
• Council Tax income from empty homes or second homes
• Private Developer Contributions from off-site contributions or "commuted sums"
• Land being available free or at below market value
• Affordable Housing Subsidies that usually come from the sale of former Council houses under the "Right to Buy" scheme